Average Mortgage Loan Size Increases by 9%

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In December 2025, the average mortgage loan amount in Russia reached 4.8 million rubles ($63,000), marking a 9% year-on-year increase, according to data from Frank RG, an analytical agency.

For new apartments, the average mortgage loan amount was 5.9 million rubles ($77,000), down 3% from December 2024. For resale apartments, it rose by 33% to 3.6 million rubles ($47,000). Loans for ready-built houses and individual residential construction (IRH) amounted to 5.4 million rubles ($70,000), a 2% decrease from the previous year.

Overall, the number of mortgages issued in December 2025 reached 168,800, a 54% increase from November 2025 and a 157% increase from December 2024.