According to the report of the bank, the net profit of Sberbank for the first 11 months of 2025 amounted to 1.568 trillion rubles, which is 8.5% higher than the same period of the previous year.
In November, the net profit of Sberbank increased by 26.8% year-on-year, reaching 148.7 billion rubles.
The return on capital for the year decreased from 23.7% to 22.5%, while in November it increased from 21.3% to 22.7%.
For the first 11 months, expenses for reserves and revaluation of loans accounted for fair value decreased 1.5 times year-on-year, to 491.3 billion rubles, and in November they decreased 3.5 times, to 42.5 billion rubles.
Net interest income for the first 11 months increased by 17.3%, reaching 2.791 trillion rubles, and in November it increased by 16.1%, reaching 283.2 billion rubles.
Net commission income for the first 11 months decreased by 2.7%, reaching 656.2 billion rubles, and in November it decreased by 3.6%, reaching 56.8 billion rubles.
Operating expenses for the first 11 months increased by 14.8%, reaching 996.2 billion rubles, and in November they increased by 16.3%, reaching 96.7 billion rubles. The ratio of expenses to income reached 28.7%.