Russia caps maximum overpayment on loans and credits at 100%

12:53; 01 April 2026 year

### Russian Central Bank Introduces New Loan Repayment Limits Starting April 1, Russia has implemented a new rule limiting the amount of overpayment on loans and credits, according to the Central Bank of Russia. The new regulation caps overpayment at 100% of the total loan amount, down from the previous maximum of 130%. "For example, if someone borrows 10,000 rubles, the accrual of interest, penalties, and other payments will stop once their total reaches 100% of the debt. As a result, the borrower will have to repay no more than 20,000 rubles," explained the regulator. The new rule will apply to new loans and credits issued by banks, microfinance organizations, pawnshops (lombards), and credit cooperatives with a term of up to one year.

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