
The average lump sum payment of pension savings in 2026 will amount to 68.1 thousand rubles.

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Pension savings are formed by working Russians who were born before 1967, due to the payment by their employers (until 2014) of insurance premiums to finance a funded pension. After the legislative changes in 2014, insurance premiums are allocated to the insurance pension.
Such savings can be made by men born in 1953-1966 and women born in 1957-1966, in whose favor employers paid insurance premiums for the funded part of a labor pension (from 2002 to 2004). In 2005, after a change in legislation, these deductions were discontinued.
Russians who pay additional insurance premiums for a funded pension, including participants in the state pension financing program, and those who have allocated maternity capital funds to form retirement savings, also have pension savings.
These savings can be received all at once in the form of a lump sum, in the form of an urgent pension payment (the duration of the payment is set for at least 10 years), or in the form of a lifetime monthly payment.