The maximum interest rate on ruble deposits in the largest banks of the Russian Federation decreased

16:45; 15 August 2025 year

In the first decade of August 2025, the average maximum interest rate on ruble deposits in the ten largest banks in Russia decreased. Now it is 15.96% per annum, according to the Bank of Russia.

In July, the rate fluctuated: in the third decade it was 16.44%, and in the second 17.22%./p>

The regulator monitors the rates of ten banks, including Sberbank, VTB, Gazprombank, Alfa-Bank, Rosselkhoznadzor, Bank Dom.Russian Federation, Credit Bank of Moscow, T-Bank, Promsvyazbank and Sovcombank.

The Bank of Russia determines the maximum rate for each bank, taking into account the most favorable conditions for customers. The calculation does not include deposits with interest capitalization, additional conditions such as the purchase of investment units or insurance programs, as well as deposits with different rates depending on the term.

Investment

Events

Niches and markets

Technologies and trends

Development infrastructure