According to VTsIOM research, Russians rate their level of financial literacy at an average of 3.43 points, which corresponds to a three-plus rating. At the same time, the ability to manage personal finances is rated slightly higher by 3.74 points, approaching the grade of four. It is noteworthy that only 4.23% of the respondents consider their financial skills to be very good.
The study also showed interesting trends in the consumer behavior of Russians. With a hypothetical win of $1 million, citizens would distribute the funds as follows: a third (33%) would plan to buy real estate, a car or a vacation, 30% would intend to open a bank account, and 19% expressed willingness to spend funds on charity.
The study was conducted as part of the VTSIOM-Sputnik project on April 13, 2025 among 1,600 Russians over the age of 18.