Mortgage interest rates have risen to 23 in Russia over the past week%

12:32; 06 July 2024 year

Over the past week, mortgage rates in Russia have risen to a record 23%. This is reported to "Izvestia" with reference to the federal company "Floors".

According to Tatyana Reshetnikova, Deputy head of the mortgage department of the federal company Floors, over the past week many banks have raised mortgage rates again, some credit institutions are ready to issue mortgages only at a rate of 23% per annum, and the average approved rate since the beginning of July it is already 18.9%. So far, the demand of citizens for mortgage housing, even at such high interest rates, is still maintained.b

For example, if you take the value of a real estate object at 5 million rubles and a rate of 19.1%, an initial payment of 2 million rubles for a period of 30 years, the monthly payment under normal conditions will amount to 47 thousand 913 rubles. If you pay a one-time commission to the bank in the amount of 6.81% of the loan amount, reducing the initial payment, you can get a rate of 11.5% for the first year of lending, in which case the monthly payment during this period will be lower by a third — 31 thousand 880 rubles.

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