The volume of consumer loans in the Russian Federation fell by 61%

12:40; 04 June 2025 year

As of May 2025, Russians had issued 2.53 million loans worth 673.7 billion rubles, which is 60% less in number and 61% less in volume compared to May 2024 (6.34 million loans worth 1.75 trillion rubles). During the year from January to May 2025, 13.52 million loans worth 3.36 trillion rubles were issued, which is 54% less in number and volume than in 2024 (29.49 million loans worth 7.24 trillion rubles).

In May 2025, the lending structure changed: mortgage loans accounted for 34%, cash loans 31%, credit cards 19%, car loans 14%, POS loans 2% (in May 2024: mortgage 33%, cash 38%, cards 16%, auto 11%, POS 2%).

Top 5 regions in terms of lending: Moscow (79.29 billion rubles), Moscow Region (54.95 billion rubles), St. Petersburg (36.81 billion rubles), Krasnodar Territory (27.78 billion rubles), Tatarstan (22.29 billion rubles).

Thus, the retail lending market is showing a significant decline in both quantity and volume.

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