In Russia, the overpayment on the mortgage for an apartment worth 4.4 million rubles will amount to 10 million rubles.

08:42; 16 May 2025 year

In Russia, against the background of high interest rates, market mortgages have become extremely expensive. The final payment amount under the mortgage agreement may be three times the original cost of the apartment. This is the conclusion reached by the experts of the publication href="https://iz.ru/1886853/maria-kolobova/tanet-ne-potanet-pereplata-po-rynocnoi-ipoteke-prevysila-10-mln-rublei">"News".

Thus, as of April 1, the average mortgage bill increased to 4.4 million rubles. Since the beginning of 2025, this figure has increased by 10%. The average mortgage loan term has also increased to a maximum, to 310.7 months or less than 26 years.

In the case of a 4.4 million mortgage for 310.7 months with a down payment of 20% and at 30% per annum, the final payment amount will increase to 14.6 million rubles. The overpayment will amount to more than 10 million rubles.

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