By the end of January 2025, banks provided consumer loans (mortgages, car loans, pos loans and cash loans) to Russians for 441 billion rubles. This is reported by Frank RG.
Compared to the previous month, the volume of disbursements decreased by 28.2%, with an annual decrease of 47%.
In January, a decrease was observed in all areas of lending. The largest losses were recorded in the mortgage segment. Here, the volume of disbursements has more than doubled year-on-year, to 127 billion rubles. The volume of cash loans decreased by 47%, to 206.3 billion rubles, the volume of pos loans - by 41%, to 23.7 billion rubles, car loans - by 36%, to 85 billion rubles.