In 2024, mortgage loan defaults increased by 57%

10:51; 04 February 2025 year

In 2024, mortgage loan defaults increased by 57%, reaching 108 billion rubles, while in 2023 the growth was only 5%. In December, the troubled mortgage portfolio increased by 6.3 billion rubles, which was the highest monthly increase in a year, Prime writes with reference to a Business consultant.

The share of overdue debt reached 0.45% of the total portfolio. Since September 2024, the growth rate of non-payments has accelerated, and this trend intensified in October, November and December last year.

As a result, mortgage delinquencies increased 11-fold in 2024 compared to the previous year.

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