The State Duma adopted in the first reading a bill on the "cooling-off period" for loans

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14:50; 15 January 2025 year
сгенерировано ИИ

© сгенерировано ИИ

The State Duma adopted in the first reading a bill to protect citizens from fraudsters who force them to take out loans.

Thus, the document proposes to introduce a cooling-off period:/p>
  • 4 hours for amounts from 50 to 200 thousand rubles;
  • 48 hours for amounts over 200 thousand rubles.

"The cooling period&It should provide an opportunity to assess the need for a loan and your solvency, as well as to refuse borrowed funds if the loan decision was made under pressure from fraudsters.

Credit and microfinance institutions will also be required to conduct additional fraud checks.

The consideration of the bill is scheduled to be completed by the end of January.