Russian Mortgage Market Share Hits Highest Level Since March 2022 in October

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In October 2026, after changes in family mortgage conditions, the share of market-based mortgage programs increased in Russia. According to DOM.RF, banks issued 56,000 market-based mortgages worth 181 billion rubles in one month.

"The reduction in state-supported mortgages led to an increase in the share of market-based programs to 73% by number and 59% by volume, the highest volume since March 2022," the report noted.

Analysts also pointed out that the change in the structure of mortgage lending contributed to a decrease in the average loan amount from 4.3 million rubles to 4 million rubles.

Overall, since the beginning of the year, banks have issued 864,000 mortgages worth a total of 3.9 trillion rubles, which is almost a quarter higher both in number and volume compared to the same period last year.