The volume of car loans issued in Russia decreased by 57.8%

10:38; 13 May 2025 year

In the first quarter of 2025, the volume of car loans issued in Russia decreased by 57.8% compared to the same period last year, reaching 236.4 billion rubles. This is due to an increase in market rates and an increase in the recycling fee in the second half of 2024, according to the NBKI.

Thus, according to the agency, the downward trend in car loans continued in 2025. In addition, the decrease in issuance volumes was influenced by macroprudential restrictions introduced in the middle of last year. These restrictions have made car loans inaccessible to citizens with a high debt burden (more than 50%).

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