House.Russia has noticed an increase in mortgage transactions without government support

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13:46; 12 May 2025 year
сгенерировано ИИ

© сгенерировано ИИ

DOM Bank in April 2025.The Russian Federation recorded a significant increase in mortgage transactions - about 1,750 loans worth more than 10.5 billion rubles were issued, which is 30% higher than in March. Since the beginning of the year, the bank has conducted 4,600 transactions totaling 30 billion rubles.

Preferential programs remain the main driver of demand, with 80% of loans issued for Family and IT mortgages, which accounted for 86% of the total in April.

The share of transactions without government support is growing: the purchase of new buildings increased from 8% to 10%, the Far Eastern mortgage increased from 5% to 8%, and the share of the secondary market was 1%. Notable was the significant increase in demand for individual housing construction (IHS) - if in March it accounted for 15% of transactions, then in April this figure rose to 35%.

In terms of issuance volumes, the top 3 included: Moscow with an indicator of 2.4 billion rubles (a decrease of 22.5% by March), the Moscow Region - 1.3 billion rubles (an increase of 18%), the Primorsky Territory - 560 million rubles (an increase of 3.1 times). Other leading regions include the Krasnodar Territory with a result of 507 million rubles (1.5 times growth), the Tyumen Region - about 500 million rubles (1.3 times growth), the Republic of Tatarstan - 480 million rubles (1.5 times growth), St. Petersburg - 370 million rubles (1.5 times growth), The Republic of Bashkortostan - 340 million rubles (an increase of 2.7 times).